Purchasing a property can be a bewildering, time consuming, frustrating and expensive process. It can be stressful and exciting.  Whether you are inexperienced or experience it remains daunting.  It is my aim to make the process as seamless as possible.

Whether you are buying your first home or subsequent homes, an investment property, building or wanting to move into a retirement village I can assist you through the process.

The Real Estate Agent is employed by the Vendor to act for the Vendor so you are alone when you sit down with the agent to sign the Agreement for Sale and Purchase.

Do you understand the obligations imposed on you under the Agreement for Sale and Purchase?  Does it record your intentions?  Is your deposit protected?  Are you able to complete investigations on one of the biggest investments you will make in your lifetime?   Don’t make a mistake and fail to complete those enquiries.

The best advice when buying is to invest in your property homework. Know what your contractual obligations are and learn as much as you can about the property.

I will act for you, in your best interests, striving to minimise the challenges.

THE BUYING PROCESS:

There are many stages in the buying process including finding the right property, making an offer, entering into a contract, completing due diligence (your homework), liaising with your Bank, liaising with your solicitor, either cancelling the contract or making it unconditional.  Once you have an unconditional contract to purchase the property you are obligated to pay the balance of the purchase price on the settlement date nominated under the contract.

I can help you by:

  • giving you a checklist of what you may what you should look for when viewing properties
  • preparing or reviewing an offer for you to purchase the property
  • explaining in plain English to you the standard terms and conditions of the Agreement for Sale and Purchase
  • ensuring the conditions you require in the offer are included and reflect what you require
  • once you have a contract, helping you work through each step of satisfying its conditions and meeting your obligations
  • searching the title and its encumbrances and explaining the type of title ownership and the encumbrances to you
  • collating documents to assist your Lender/Bank or Broker process your loan application in a fast and efficient manner
  • interpreting the Bank jargon for you
  • assist with your Kiwisaver withdrawal application and your Housing New Zealand homegrant application
  • interpreting the building report; valuations, land information memorandum, engineering reports, methamphetamine reports and any other professional report in respect of the property; and
  • assisting with the transactional conveyancing by explaining each step, helping you complete the Land Transfer Tax Statement; signing of the Authority and Instruction; advising you of the specific instructions you need to give your solicitor; giving advice regarding the pre-settlement inspection and informing you of the settlement procedure and what you can expect to happen on settlement day, to help you minimise your legal fees

Purchasing a property can be a stressful and confusing process.  Let’s work together so you understand what you are being asked to sign and your obligations.  I can guide you step by step through each stage of the process enabling you to make informed decisions.

While your lawyer can also attend to these matters on your behalf I have personally worked in the legal profession as a residential property law specialist for over 30 years and can offer you this service at a substantially discounted rate than that of your lawyer.